Profit disappears in the daily grind
Discounts, underpriced work time, rising purchases, energy, rent and small costs together eat into your results.
Financial X-ray 360
Diagnosis for small businesses
Stop guessing where your profit is leaking. See whether your local business is really making money.
Financial X-ray 360 is a practical financial diagnosis for owners of small businesses, sole proprietorships and local businesses. In the PDF diagnosis we show where your profit is leaking, what's weighing on your cash, and which decisions can quickly improve results.
You have clients and sales, but too little money is left at month's end?
Not sure which services, products or hours of work are actually worth it?
Want to grow your local business, but not sure your finances can support it?
Running a local business? Find out whether it leaves you a profit.
Got fixed costs? See which ones weigh most on your results.
Making decisions on your own? Base them on numbers, not just gut feeling.
The local business owner's problem
In a small business, every month counts. The real risk starts when you have sales but don't know how much is really left.
More clients don't always mean more profit. If prices, costs, inventory, payment terms and cash aren't under control, a local business can work hard — and still earn too little.
Cash doesn't forgive delays
A small business can have clients and issued invoices while still lacking money for taxes, stock, payroll or installments.
A lack of control costs you quietly
When no one regularly checks profitability, the owner ends up deciding based on gut feeling and the account balance.
If you recognize even 2 of these signals, your business may be losing money faster than your monthly accounting statement shows.
You have sales, but after paying costs, too little is left.
You don't know which products, services or clients are really profitable.
Costs look normal, but the result still disappoints.
You have data from your accountant, but lack simple conclusions to act on.
You want to hire, invest or raise prices, but aren't sure it will pay off.
There's no regular look at the finances through a small business owner's eyes.
The cost of running on guesswork
In a small business, the most expensive losses often don't come from one big invoice. They leak out in small amounts every day.
Without a financial X-ray, you might invest time, money and energy in things that don't increase profit — or grow a model that's already leaking today.
What do we analyze?
In the PDF diagnosis, we break your business down into numbers, decisions and concrete actions to implement.
This isn't a formal accounting audit or a report full of tables. Financial X-ray 360 shows the owner where the business makes money, where it's losing money, what's weakening cash, and which decisions can improve results the fastest.
What exactly do you get in the PDF diagnosis?
The diagnosis organizes the business's key areas and turns your form answers into clear conclusions: what the problem is, where it comes from, what risk it carries, and what to do first.
Business situation summary — the main problem, strengths and the most urgent constraints.
Revenue model analysis — whether the business earns steadily or relies on one-off orders.
Cost and margin assessment — which costs weigh most on the result and where profitability disappears.
Liquidity and cash — whether the business has a safe buffer for taxes, bills, payroll and purchases.
Money leaks — where the business loses profit through pricing, discounts, lack of control or poor organization.
The biggest lever for improvement — one action that can have the biggest financial impact.
Business risks — seasonality, client dependency, price pressure, fixed costs and a lack of leads.
Growth opportunities — what can be simplified, sold better, automated or turned into a recurring offer.
Ownership recommendations — specific decisions: what to cut back, what to implement, what to test.
A 30/60/90-day plan — the order of actions, so you don't waste time on random fixes.
First steps to start with — simple tasks to do right after receiving the diagnosis.
Goals and metrics — what to monitor: profit, margin, costs, inquiries, sales and cash.
Business model and revenue
We check whether the business has recurring revenue sources, whether it lives order to order, and what limits scaling.
Profitability of services, products and clients
We show what really earns money, and what only boosts revenue while eating time and lowering margin.
Fixed and variable costs
We analyze which costs are necessary, which are too high, and which should scale with sales.
Cash and liquidity
We assess whether the business has money on time: for bills, purchases, taxes, payroll and calm decisions.
Profit leaks
We point out where money quietly leaks away: through underpriced work, missing follow-ups, weak pricing or manual processes.
Risks and stability
We show the threats to your results and cash: dependence on a few clients, seasonality, price pressure, inventory, payments and high fixed costs.
Growth opportunities
We look for simple ways to improve results: new packages, better pricing, online sales, automation, subscriptions or premium products.
Decisions and priorities
We don't stop at observations. We show what to do first, what to postpone, and what not to grow because it blocks profit.
Action plan
The diagnosis includes a practical path for change: first steps, a 30/60/90-day plan, and metrics worth tracking.
Who is this diagnosis for?
It works best where the owner sees sales and clients, but isn't sure how much is really left after costs, and which decisions will improve results.
Local services and beauty
Food service and brick-and-mortar shops
Experts and sole proprietors
Technical and mobile services
Crafts, manufacturing and e-commerce
Other local industries and micro businesses
How does it work?
A simple process for a small business owner. The analysis and conclusions are on our side.
You don't implement a system, don't hire a financial specialist, and don't drown in spreadsheets. You get a clear data list, then a PDF diagnosis with conclusions.
1. You provide the basic data
You get a simple list of information needed. Your finances don't need to be perfectly organized.
2. We analyze the numbers
We examine sales, prices, costs, profitability, cash, payments, risks and clients.
3. You get a PDF diagnosis
You get a diagnosis with priorities and recommendations written in plain, owner-friendly language.
Trust
Behind this service is hands-on experience in business and financial analysis.
We look at the numbers through the lens of a local business owner's decisions: what to improve, where to react, and what to keep monitoring.
20 yearsof business and advisory experience.
1200+completed projects and analyses.
2 bn+ złraised for companies and institutions.
Selected clients
Among those who have trusted us:
AYESA Polska Sp. z o.o. in cooperation with GDDKiA
ICAN Institute
Krajowa Spółka Cukrowa S.A.
Internet Media Services S.A.
Mostostal Płock S.A.
ATANER Sp. z o.o.
DGA S.A.
Schavemaker Invest Sp. z o.o.
ESTRA Automotive Sp. z o.o.
Elsteel Poland Sp. z o.o.
KGHM S.A.
PKP Intercity S.A.
Ministerstwo Klimatu i Środowiska
Komenda Główna Policji
Urząd Marszałkowski Województwa Wielkopolskiego
Urząd Miasta Poznań
Urząd Miasta Zielona Góra
Uniwersytet im. Adama Mickiewicza w Poznaniu
Akademia Muzyczna we Wrocławiu
Szpitale Wielkopolski Sp. z o.o.
Offer for small businesses
Order Financial X-ray 360 and find out what's really happening with the money in your business.
You'll get a PDF diagnosis with financial analysis and recommendations for the owner of a small business, sole proprietorship or local business.
- Profitability analysis
- Which services, products and clients are profitable
- Cash and liquidity
- Fixed and variable costs
- Risks to results and cash
- Seasonality, inventory and payments
- Financial stability of your local business
- Recommendations for decisions
Confidentiality guarantee
Your company's data stays confidential and is used only to prepare the diagnosis. You don't need to give your company name for the diagnosis itself — the data and a description of your situation are enough. Your company name and tax ID are needed only for the invoice.
Guarantee of concrete findings
No empty talk. The diagnosis shows specific numbers and decisions to implement, not a general description you already know.
FAQ
Frequently asked questions about Financial X-ray 360
What is Financial X-ray 360?
It's a practical financial diagnosis for a small business, sole proprietorship or local business, delivered as a PDF diagnosis. It shows where the business is losing money, what's limiting its results, and which decisions can improve profit, cash and stability.
Which businesses is Financial X-ray 360 for?
This service is for owners of small businesses, sole proprietorships and local businesses: local services and beauty, food service and brick-and-mortar shops, experts and sole proprietors, technical and mobile services, crafts, manufacturing and e-commerce, and other industries. It helps you check whether the business is really profitable, where it's losing money, whether it has cash on time, and what's worth fixing first.
Is Financial X-ray 360 an accounting audit?
No. It's not a formal accounting audit or a financial-statement review. It's a practical financial and controlling diagnosis for the small business owner.
What does the PDF diagnosis include?
The PDF diagnosis includes an analysis of sales, margins, costs, cash, liquidity, key risks, and specific conclusions to act on.
Is my company's financial data safe?
Yes. Your data is treated confidentially and used only to prepare the financial diagnosis and the PDF report. You don't need to give your company name for the diagnosis itself — the financial data alone is enough. Your company name and tax ID are needed only for the invoice and never enter the analysis.
The last decision
You can keep watching just your revenue. Or finally see whether your business is really making money.
Every month without a diagnosis means more decisions made on guesswork: pricing, costs, hiring, purchasing, investments, clients and cash.